Mobile Home Park Financing


Mobile Home Community & RV Park Commercial Mortgages

We offer FHA, Fannie Mae, Freddie Mac, SBA 504, USDA and conventional financing for mobile home & RV park properties nationwide. We can go up to 80% LTV on each project.

Loans from $250,000 to $10,000,000 with traditional financing, CMBS, and private lenders.

Some loans offer 10 year terms, are non-recourse with have competitive fixed interest rates. Understand the details of defeasance.


Eligible Properties:

Mobile home parks and manufactured housing communities located in average to above-average areas in the United States.

Each park is categorized under the 1 to 5 star system by underwriters.

If it determined to be a "1 star", then it is a park with dirt/gravel roads, rarely has amenities, mobile homes are older, many park owned homes, high ratio of single wides, and so on.

A "5 star" mobile home park indicates it has paved roads, curbs, street gutters, rent controlled lots, individually metered, concrete pads, amenities such as a pool, clubhouse, within a large metropolitan area.



Loan Amounts:

$250,000 - $10,000,000

Term & Amortization:

Typically 30 year terms with 30 year amortization 3, 5, 7, 10 fixed terms offered

Prepayment Penalty:

Typically step-down prepayment penalties during the fixed rate portion of the loan.


Assisted Living/Personal Care and Skilled Nursing Homes can be financed under the FHA Office of Healthcare facilities, known as LEAN. These product types are licensed and regulated by the State and often receive some type of government reimbursement for the care they provide. Nursing homes receive third party reimbursement under Medicare and Medicaid, as well as some Assisted Living Facilities in States with Medical Assistance Waivers.